Janet Ortega

at Academy Mortgage Corporation

A Trusted Lender Since 1988.

Janet and her team work hard to help homeowners realize their dreams of homeownership, and help make them a reality through top-of-the-line customer service, ethical lending standards, and advanced technology platforms.


Click the button below to get started on your application!

(469) 360-1001

Janet Ortega

Academy Mortgage Corporation
Sale Manager, Residential Mortgage Loan Officer – Licensed in TX and OK

For Texas Recovery Fund Disclosure click here

NMLS # 885019  –  OK License #17746

Email: Janet.Ortega@AcademyMortgage.com
Local Phone:
(469) 360-1001

2500 N Dallas Parkway
Suite 540
Plano, TX 75093

Connect with Janet

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Download the app for even more features like secure mobile document scanning and payment calculation.

  • Calculate payments easily
  • Securely scan & upload docs from your phone
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  • Get updates as you go

Interested In Down Payment Assistance?

Find out more about our DPA programs including TSAHC, SETH, TDHCA, MCC, and REI in Oklahoma 3% to 5% down payment assistance.
  • Grants and Forgivable 2nd Liens
  • No sales price limit
  • Use with CONV, FHA, VA and USDA loan programs
  • No 1st time homebuyer requirements

Our Home Loan Programs

Conventional Loans

We offer a variety of fixed rate conventional loans programs. Minimum down payments range from 3%-20%. Available for most types of 1-4 unit homes.

Have questions? Call (469) 360-1001 // Learn More

FHA Loans

Popular low money down financing solution with more lenient credit requirements compared to many conventional products. Available for most types of residential properties.

Have questions? Call (469) 360-1001 // Learn More

USDA Home Loans

No money down financing option for middle to lower income home buyers seeking to purpose property in USDA eligible areas of the country.

Have questions? Call (469) 360-1001 // Learn More

VA Loans

Zero down financing solutions for eligible US military personnel, veterans, and qualifying surviving spouses.

Have questions? Call (469) 360-1001 // Learn More


Looking for purchase or refinance a higher end property? We offer a number of fixed and adjustable rate jumbo loan solutions. Contact us for a free quote today!

Have questions? Call (469) 360-1001 // Learn More

203K Renovation Loans

Get financing to make home repairs and renovations with one of our 203K renovation loans. Eliminate the need for a second mortgage at a higher rate! Can be used for purchases or refinances.

Have questions? Call (469) 360-1001 // Learn More

Condo Loans

Finance your dream condo with a home loan from Academy Mortgage Corporation Conventional, FHA, VA, USDA, and jumbo options available to qualified borrowers.

Have questions? Call (469) 360-1001 // Learn More

Rental Property Loans

Expand your real estate portfolio with investment property financing from Academy Mortgage Corporation Available for most types of 1-4 unit residential properties.

Have questions? Call (469) 360-1001 // Learn More

First Time Home Buyers

We offer a number of popular low and no money down mortgage programs including conventional, FHA, VA, and USDA rural housing loans. Let us help you buy your first home!

Have questions? Call (469) 360-1001 // Learn More

Lower Credit Scores

Have some past credit issues which are preventing you from obtaining financing? We offer FHA financing assistance for borrowers with credit scores as low as 580. Other terms and restrictions may apply.

Have questions? Call (469) 360-1001 // Learn More



Dedicated Mortgage Originators
Highly Competitive Pricing
Innovative Loan Programs
A to Z Digital Process
Fast Loan Closings


Happy customers.

"Janet and her team made the whole process easy and fluid. I felt very comfortable with Janet's expertise and communication."

Stephen Z / Fort Worth, TX


"Janet answered every question we had, and always found any answer she didn't know. She did a lot of research to get us a low interest rate and help us figure out exemptions for our property tax. She went above and beyond at every opportunity! Whenever we hit a snag in the process, she worked hard to smooth it out as soon as possible. She made the buying process so much more simple and less stressful than our previous experience, and she made sure we were clear on every step of the way. It was such a pleasure to work with her, and we definitely recommend her to anyone needing a lender!"

Zach A.


"I’ve worked with Janet 2 times & both times she impressed me. She’s professional, respectful, intelligent and solution focused. She made me feel safe and taken care of. She always made sure to listen to my concerns and address them with grace and professionalism. Her team is also magical and thorough and well prepared to handle any situations. I’d recommend her and this team 100 times over!!"

Miriam O


"I could not have asked for a better person to lead me through my house buying process. She was there every step of the way and explained everything no matter the questions I had or what time of night or day I had them. She was truly a blessing and I would recommend her to anyone."

Jennifer / Krum, TX


"Janet went above and beyond - she has been so helpful - and available whenever we needed her. She is extremely professional and easy to work with. She explained everything and made a complicated process as simple as possible."

Jo / Dallas, TX


"Janet Ortega and crew are the best!!! This is my 2nd time with Janet Ortega and very happy."

Mike J.


"Wonderful service with zero stress and my agent walked me through everything. I’ve never bought a home with so few hassles."

Byron P.


"You closed my loan in record time! I can’t thank Janet enough for helping me out of an unfortunate situation! Janet was amazing- she communicated every single step of the process with me! Amazing customer service."

Allison S.


"Janet was exceptionally amazing. I appreciate her so much."

John M.


"Janet is a rock star - we feel she looks out for us and is all about finding a way to get it done - even on a short timetable. Janet is responsive and communicates clearly and effectively. She is always steady, calm and cool. Very professional, but also fun to work with."

Kevin S.


"I love Janet! She was so helpful and we talked so much that I feel like she’s family."

Amber W.


"Janet made the whole process easy and comfortable. She's ultra-professional and compassionate. She made it super easy to ask questions and provided correct information. She's an asset to your company."

Miriam O.


"I was a first time home buyer and Janet Ortega made sure I felt confident with the decisions being made. I know I made the right decision. I'm beyond pleased with the customer service and promptness with Janet and her team. Thank you, thank you for helping every step of the way!"

Krystal R.


"Thank you Janet, you're the best. I look forward to closing many, many more with you."

Robert / REALTOR


"Janet was knowledgeable, patient, and very on top of her game. We really appreciate all of her communication and guidance."

Patricia R.F.